400 Terrapin Trc Destin, FL 32541
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Detached Single Family
Listing Status Active
Purchase Type For Sale
Square Footage 3,395 sqft
Price per Sqft $558
Subdivision Kelly Plantation
MLS Listing ID 1015229
Style Southern
Bedrooms 5
Full Baths 4
HOA Fees $980/qua
HOA Y/N Yes
Year Built 2014
Annual Tax Amount $7,119
Tax Year 2025
Lot Size 0.400 Acres
Acres 0.4
Lot Dimensions Irregular
Property Sub-Type Detached Single Family
Source Emerald Coast Association of REALTORS®
Land Area 3395
Property Description
Tucked away among the towering pines of Kelly Plantation, this exceptional waterfront residence offers a rare combination of refined coastal living, privacy, and direct access to the water. Located in the desirable Club Commons neighborhood, just moments from the community's celebrated golf, clubhouse, and recreational amenities, this beautifully appointed home delivers an extraordinary lifestyle both indoors and out.
Built in 2014, the thoughtfully designed residence offers approximately 3,395 square feet of living space, five bedrooms, and four bathrooms, with **the flexibility of a two-story home and the convenience of single-level living.** The majority of the home's living space is situated on the main floor, including the primary suite, kitchen, dining and living areas, and office space, allowing homeowners to enjoy virtually everything they need without ever having to venture upstairs. The second level provides valuable additional living space, offering flexibility for guests, family, or a variety of other uses.
The home's timeless coastal architecture, welcoming covered entry, elegant finishes, and inviting living spaces create an atmosphere that is as comfortable for everyday living as it is impressive for entertaining. Thoughtfully arranged living areas provide a natural flow for gathering with family and friends, while the home's generous proportions and versatile floor plan accommodate a variety of lifestyles.
The outdoor living experience is truly exceptional. An expansive screened enclosure encompasses a sparkling private pool, generous lounging areas, and a beautifully equipped outdoor kitchen, creating a seamless extension of the home's main-level living and entertaining spaces. Whether hosting friends, enjoying a quiet afternoon by the pool, or gathering for dinner as the sun sets, this remarkable setting was designed to be enjoyed year-round.
Beyond the pool, a wooded backyard framed by mature pines leads to a private dock overlooking the tranquil waters of the bayou. Complete with a personal watercraft lift, the dock offers a wonderful opportunity for kayaking, paddleboarding, and exploring the surrounding waterways. It's a peaceful waterfront escape that feels worlds away, yet remains conveniently connected to everything Kelly Plantation and Destin have to offer.
The home's setting is equally compelling. Lush natural surroundings provide a wonderful sense of seclusion, while the nearby waters of Choctawhatchee Bay create a beautiful coastal backdrop. Residents of Kelly Plantation enjoy a gated community known for its championship golf course, beautifully maintained grounds, and outstanding amenities.
What makes 400 Terrapin Trace especially appealing is its uncommon combination of features: beautifully appointed main-level living spaces, the versatility of an additional second floor, five bedrooms, a private screened pool and outdoor kitchen, and the added distinction of waterfront living with a private dock.
**An exceptional opportunity to enjoy the best of Kelly Plantation, where elegant coastal living meets the tranquility of life on the water.**
Location
State FL
County Okaloosa
Community Short Term Rental - Not Allowed, Pickle Ball, Community Room, Dock, Exercise Room, Gated Community, Golf, Playground, Pool, Stables, Tennis, Waterfront
Area 14 - Destin
Zoning Resid Single Family
Direction From Hwy. 98 Turn into Kelly Plantation and after the guard gate turn right at the tennis courts and left on Terrapin Trace
Rooms
Primary Bedroom Level Main
Master Bedroom true
Dining Room true
Interior
Interior Features Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Pantry, Pull Down Stairs, Shelving, Washer/Dryer Hookup, Wet Bar
Heating Heat Pump A/A Two +
Cooling Ceiling Fans
Flooring Floor Hardwood, Floor Tile, Floor WW Carpet
Window Features Double Pane Windows,Storm Windows
Appliance Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Warranty Provided, Water Heater - Gas, Water Heater - Tnkls
Exterior
Exterior Feature Boat Slip, Boatlift, Columns, Dock, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System, Summer Kitchen, Boatlift, Boat Slip, Dock, In-Ground Pool, Enclosed Pool, Gunite Pool, Covered Patio, Screened Porch, Summer Kitchen, Sprinkler System, Columns
Parking Features Oversized
Garage Spaces 2.0
Pool Pool - In-Ground, Pool Type
Community Features Short Term Rental - Not Allowed, Pickle Ball, Community Room, Dock, Exercise Room, Gated Community, Golf, Playground, Pool, Stables, Tennis, Waterfront
Utilities Available Electric, Gas - Natural, Public Water, Tap Fee Paid, TV Cable, Underground
Waterfront Description Bayou
Roof Type Dimensional Shingle
Street Surface Paved
Porch Patio Covered, Porch Screened
Road Frontage Private Road
Garage Yes
Building
Lot Description Covenants, Cul-De-Sac, Curb & Gutter, Interior, Within 1/2 Mile to Water
Faces From Hwy. 98 Turn into Kelly Plantation and after the guard gate turn right at the tennis courts and left on Terrapin Trace
Story 2
Foundation Slab
Sewer Public Sewer
Architectural Style Southern
New Construction No
Schools
Elementary Schools Destin
Middle Schools Destin
High Schools Fort Walton Beach
Others
Pets Allowed No
HOA Fee Include Accounting, Legal, Management, Master Association
Tax ID 00-2S-22-5115-0000-0170
Virtual Tour https://www.zillow.com/view-imx/90cc7679-9778-475b-9e8e-b043f8adf19b?wl=true&setAttribution=mls&initialViewType=pano
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